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Mindful Advisory, LLC

Financial Planning and Wealth Management Informed by Behavioral Finance

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Market update

  • September 6, 2025September 6, 2025
  • johncoumarianos

It’s been a strong year for markets so far, but an odd one too. Non-US stocks are outperforming, and Southern Europe countries’ indices, in particular…

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The 4% rule gets a boost to 4.7%

  • September 5, 2025September 6, 2025
  • johncoumarianos

Here is my review of Bill Bengen’s new book for AdvisorPerspectives. Bengen is the founder of the “4% rule” for retirement distributions. Running his back…

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Tale of two markets in 2025

  • August 3, 2025August 3, 2025
  • johncoumarianos

In a new Citywire article, I describe how markets declined initially this year, and then rebounded hard on Trump’s tariff delays. How will the market…

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Emerging Markets Bonds are hot

  • July 23, 2025July 23, 2025
  • johncoumarianos

In my latest Citywire article, I discuss the recent winners and losers in Morningstar’s Emerging Markets Bond fund category. Foreign currency exposure has helped, and…

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Mindful Advisory mentioned in MarketWatch

  • October 5, 2024October 5, 2024
  • johncoumarianos

Financial writer Brett Arends mentioned Mindful Advisory, LLC in a piece this week on market valuation. Stocks have rarely been this expensive on the CAPE…

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Retirement Simulation (New MarketWatch article)

  • April 18, 2024April 18, 2024
  • johncoumarianos

I ran a simulation in an article for MarketWatch on how the largest-10 Target Date 2020 funds fared over the past four years using Bill…

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Grantham: Nothing good ever comes from a Shiller PE of 34

  • March 17, 2024March 17, 2024
  • johncoumarianos

I summarize Jeremy Grantham’s latest article where he says the whole US market is overpriced, but identifies a few places where you can minimize damage.

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New Driving Returns video on inflation and dividends

  • March 17, 2024March 17, 2024
  • johncoumarianos

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Could dividend ETFs be ready for liftoff?

  • March 17, 2024March 17, 2024
  • johncoumarianos

My article for ETF Trends on dividend growth funds:

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The 4% rule is now the 4.7% rule

  • March 17, 2024March 17, 2024
  • johncoumarianos

My article from last Octobor on MarketWatch including an interview with Bill Bengen who invented the “4%” retirement distribution rule

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